Mix skim milk powder and lukewarm water, to make 500 ml milk liquid. Stir in sugar and yeast, let stand to bloom
Add in margarine, flour, and bread flour (1st mixture)
Let rest for 1 H
Add in more bread flour mixture (2nd mixture)
Knead 1 minute, roll into rectangle
Spread pandan condensed milk
Sprinkle unsweetened desiccated coconut
Roll, slice, let rest 20 mins (will doubled in size again) and bake on preheated 375 F convection oven for 10 mins